Pensions

Sins of commission?

We all knew that the Retail Distribution Review was going to cause a big shakeup in the corporate pensions market. Actually seeing the outlawing of commission in black and white, on the...

Payment holiday

The June 2009 House of Lords final judgment on Stringer v HMRC has left the group income protection community little wiser about holiday pay and sick leave issues than they were five...

Time to look beyond PMI

Intermediaries have played a major role in the growth of both the private medical insurance and group income protection markets since the mid-1980s. But more recently, growth in sales of both of...

Promises promises

With a general election to be held by June next year at the outside, corporate advisers are increasingly pondering what a new administration will mean for employers and employees. The smart money...

ETVs – getting it right

As the Pensions Regulator re-iterated in December, incentivising members to ‘give up’ their Defined Benefit arrangement in exchange for a DC alternative is not a straight forward process. Equally, such a move...

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