While the challenges associated with implementing consultancy charging are significant, there is no reason to doubt that they will work.However, there is a potential misconception about the FSA’s intentions regarding “sufficient flexibility”...
The default annuity option for schemes run by Mercer, Towers Watson, Bluefin, Punter Southall and in advanced talks with two more of the biggest EBCs, The Open Market Annuity Service (Tomas) is...
Despite The Pensions Regulator insisting that auto-enrolment will be a straightforward process for employers, a more accurate assessment is actually that it would be hard to envisage a process that could be...
The recent news that the rate of price inflation has dropped dramatically is welcome news. The reduction in CPI to 3 per cent after a long period where annual rates have been...
The market data reported in the latest Swiss Re Group Watch publication give some very positive messages about the current state of the group risk market. In-force premiums at the end of...
When the US introduced auto-enrolment in 2006, Target Date Funds (TDFs) were popularised as the Qualifying Default Investment Alternatives (QDIA), which offered corporate advisors and pension trustees “safe harbour” that a suitable...
THE ANSWERS: Tom McPhail, head of pensions research, Hargreaves LansdownUnquestionably yes. This is something that, in my role as chair of the Pension Income Choice Association I have discussed with The Pensions...
Workplace pensions took another blow to the body last month with the publication of a report from the Organisation for Economic Co-operation and Development (OECD) report that placed the performance of UK...
But the single biggest issue dominating the minds of employers is, as we all know, auto-enrolment. And it is going to become even more of a preoccupation as time goes on. The...
Health Connections Direct (HCD) was established in 1997 by Mike Hudson who will continue as a consultant at HCPL. HCPL is the largest independent health insurance intermediaries in the east of England,...
