Pensions

There seems to be a widespread view that good fiduciary oversight of the investment strategy for defined contribution pensions is more difficult in contract-based schemes than in their trust-based counterparts. I beg...

A recent report from market analysts Laing & Buisson appears to suggest that people are starting to question the value of private medical insurance, demand for which has stayed constant for over...

Mary Meeker of Kleiner Perkins Caufield & Byers is widely recognised as having been one of the most successful venture capitalists of the last quarter-century. When she speaks, Silicon Valley listens intently....

In August 2012, the Interim Report of Carol Sergeant’s review of simple financial products was published, proposing initially an Easy Access Savings Account, 30 day Notice Savings Account and life cover. Further...

Automatic enrolment was the headline pensions story of 2012 and is again set to dominate in 2013. It will have brought an estimated 600,000 more people into pension saving by Christmas 2012....

You could be forgiven for thinking there are no underwriting concerns in connection with pensions auto-enrolment, but drill below the surface and you will see some providers are nervous at the risk...

Online tools take care of everything from our banking and groceries to shopping for luxury goods and finding a partner. But the latest initiatives from the medical insurance industry suggest the internet...

Medical insurance is facing something of a crisis. With medical costs and consumer expectation increasing, premiums are outstripping inflation and leaving employers facing tough decisions about providing cover. The extent of the...

It’s official - equities are back in favour. The new year rhetoric of the brave is stocks and shares are where the profit is at. 2012 was the year of the Olympics,...

The publication of the DWP’s flat rate pension proposals are meant to help auto-enrolment, not damage it. They are supposed to provide a solid bedrock upon which savings can be made, with...