Pensions

The independent review of the UK’s sickness absence system, jointly chaired by David Frost and Dame Carol Black, is asking what changes are required to help people stay in work and whether...

These days more and more employees rate private medical insurance (PMI) as one of their most valued employee benefits. A prompt return to work coupled with minimum disruption makes PMI a good...

Although there are notable exceptions, most adviser firms, particularly EBCs, focus their attention around delivering services to employers rather than individual members. Services that allow individual members of pension schemes to take...

The years I have spent working in the employee benefits market have witnessed huge changes. Of them all, three stand out for me: the slow, steady erosion of defined benefits provision, the...

Until 20 years ago most people were pensioned through a final salary or some such sort of pension scheme. In the mid-eighties money purchase pension provision was reinvented and started to grow....

CareerJune 2011 Chief Executive Officer, Aviva UK Life 2009-May 2011 Chief Operating Officer, Aviva UK Life 2008-2009 Marketing Director, Aviva UK Life 2005-2008 Distribution Director, Norwich Union 1999-2005 Director of IFA Business,...

Does the UK’s pensions system mean that investors are erring far too much on the side of caution in both the accumulation and decumulation stages?That is one of the less well publicised...

The furore over public sector pensions has put the heat on their poor relations in the private sector too. It has raised the question of whether defined contribution schemes are up to...

Although no exact details are yet available, the primary aim of the service standards charter is to set out basic intended timelines that intermediaries can expect for the provision of quotes, invoices...

This situation is causing frustration for advisers. Lindsey Joseph, divisional director, group risk at LEBC Corporate Healthcare Solutions, says: “When SME schemes were purely community rated, we could accept this rationale. But...