The psychological contract between employers and employees and the way this translates into benefit provision is evolving. HR personnel and finance directors must balance managing or cutting costs in a tough environment...
Although we may not like to admit it, it is hard to argue with the suggestion that collectively the pensions industry, regulators and politicians have failed the British public over the last...
Reading former Labour health adviser Paul Corrigan’s paper ’Saving for the NHS’ has made me start to re-think how financial service companies, particularly mutuals, could have a greater role in future.I met...
With the number of players in the group PMI market shrinking, finding an insurance product that matches client requirements should have become easier. But advisers say that the opposite has happened, with...
As Treasury ministers closely examine budgets looking for savings they could do worse than to look at the sick pay system. According to the DWP, it costs employers and taxpayers billions of...
If recent experience is anything to go by, auto enrolment has taken over from RDR as the number one hot topic of conversation with advisers. Most want to talk to us about...
Andrew Tully, pensions technical director at MGM AdvantageTo give an example of how this could impact upon the future SPA, we can look back at how longevity has improved in the past....
The debate about whether pension auto-enrolment is likely to help or hinder demand for group risk has traditionally been highly polarised but opinion may well be shifting. Not one of 10 group...
The road to pensions simplification looks set to be a complicated one. But Chancellor George Osborne confirming in his Budget speech that the Government will be pressing ahead with a flat-rate pension,...
It has been a good budget for pensions, if not for pensioners. The much-feared assault on higher rate tax relief did not materialise, leaving some to speculate that the Chancellor’s coffers are...
