Pensions

“With a mid-range cash plan you might get £120 a year towards dental treatment. This would cover your check-ups and minor work but wouldn’t really give you anything for the catastrophes such...

What’s in a name? Certainly the name of a fund can be very misleading and there have been some corkers over the years.You only have to go back a couple of years...

Is it in our cultural upbringing to continually seek out risk? We are all aware that there is no reward without risk, but what are the parameters of this? How much risk...

The group risk market is very competitive, and with scheme reviews occurring every two years there are frequent opportunities for advisers to check if other insurers are offering better terms than the...

Government changes to the NHS reforms package will still result in an increase in usage of private medical schemes, putting an upward pressure on company premiums.We are concerned that GP decision-making is...

The group variously known as wealth managers, IFAs and financial planners has been confronting the challenges of the Retail Distribution Review since 2006. But the corporate sector was only brought within scope...

For the past two decades the pension industry has stuttered from one crisis to another, from one scandal to the next, or so the media would have us believe. While commentators refer...

Ian McKenna With the workplace market seen as one of the primary beneficiaries of RDR, as traditional IFA advice becomes unaffordable for vast numbers of consumers, the latest requirements from the FSA...

F&TRC has not examined e-commerce in the group risk market since 2007. At that time what was available was very limited indeed. As explored in the introduction, group risk as a market...

Surveys continually show that over 80% of the members of a DC arrangement invest in the default so getting it right is a key aspect of any DC plan. There is no...