Profiting from partnerships
Syndication mainly works in one of two ways. Schemes can work with multiple providers to agree a structure where the selected benefits are divided between them. This may require lengthy negotiation and...
Pensions
Commission crunch time – pension commission under attack
The commission landscape has changed markedly for corporate advisers in recent months and the impact of both personal accounts and the retail distribution review is only weekly to accelerate the push towards...
130/30 Strategies – do the numbers add up?
Fund managers no longer just care about generating straightforward equity returns and beating benchmarks - today it is all about adding so-called value.Alternative assets and hedge funds fit the bill, as do...
Incapacity inquiry – the new rules examined
There's nothing like being optimistic! 63 per cent of delegate's at Corporate Adviser's first Group Risk Adviser Forum (GRAF) held this July expected an increase in business as a result of the...
In corporate healthcare we trust – CHTs under the microscope
Few products can boast the sort of growth dental plans have seen over the last couple of years. Figures from Laing & Buisson show there was a 30 per cent rise in...
Still tepid on teps?
As the bear market tightens its grip and high net worth clients start seeking safe havens for their money, Traded Endowment Policies (Teps) are being promoted as an attractive option. Yet even...
Selling workplace benefits to virgin clients
You could say the employee benefit equivalent of the Holy Grail is the employer client yet to provide any benefits, but who is keen to offer something to staff. But such clients...
Crouching Discounts, Hidden Charges?
AMDs are the way forward for AMC-based commission.There is no way forward for AMC-based commission. In fact, we believe AMDs represent the death throes of this charging shape. Persistency is plummeting and...
AVCs still have major role to play
Given the unparalleled tax advantages of additional voluntary contributions (AVCs), it is surprising how little publicity they receive compared to other less tax efficient long-term savings vehicles. AVCs have never been regarded...
Another way of skinning the pan-Euro pensions cat?
Pan-European and multi-national businesses are increasingly looking to harmonise benefits across territories and strip out costs where possible from their global benefit programmes. However, to our knowledge less than 5 true pan-...
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Annuity rates soar into 2025 amid rising gilt yields
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No redress paid for poor DB transfer advice due to rising annuity rates
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L&G becomes first major provider to pass pensions dashboard testing
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Smart raises concerns about megafund pension ‘oligopoly’
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Employee benefits to face scrutiny in 2025 amid budget pressures: Grid
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Standard Life completes £1.5bn buy-in with Compass Group
