Pensions

Seal of approval A government seal of approval for simple risk products would be welcome, but nobody is expecting silver bullets from the impending government response to the Sergeant Review. Just as...

An argument currently seems to be raging: should defined contribution (DC) fund design be simple or complex? Is there really a right or wrong answer? Let’s face it, all investment funds can...

Spreading the word The communication message has arguably been changed as much as anything else in workplace pensions by auto-enrolment.Getting employees to join schemes is no longer an issue – compulsion takes...

The publication of the DWP’s flat rate pension proposals has created big winners and big losers. Unfortunately for those involved in auto-enrolment, many the target market for this great experiment in DC...

Lessons to be learnt Defined benefit investing has undergone much innovation over the past decade. These examples of best practice have seen schemes reduce their exposure to equities and seek out more...

When the Society of Pensions Consultants (SPC) published its report to the FSA from the Consultancy Charging Working Group in March 2011 few would have seen this as anything but helpful to...

Ian McKenna Over the last six months I have travelled extensively in the US meeting some true visionaries who are transforming the way financial advice is being delivered to Americans. One of...

The online quote and buy system is designed for advisers with clients who want to insure between 10 and 150 employees for group life assurance and group income protection.Advisers will be able to get group...

Half of employees in the private sector received employer contributions of less than 8percent of employees’ pensionable earnings, compared with 3 percentin the public sector. Nearly half – 49percent - of employees...

The non-profit-making Friendly Society has undertaken a thorough review of its strategy and business plan, setting out key targets and goals that will help to attract new members, retain existing clients and...