Pensions

Sectionalisation and the city

The DWP consultation paper “Workplace Pension Reform - Completing the legislative framework for Automatic Enrolment”, published in July 2011, contains a short paragraph which could give employers more options and have a...

Dip in the pool?

While major international blue chips already participate in multinational pooled network for international group risk, or a captive insurer (see box below), experts believe there is potential for further coverage.Many companies with...

AMCs feel the heat

Fund charges are in the spotlight - national newspapers have been cluttered with reports of fund managers charging excessive fees lately and the economic climate isn’t helping.Dicey stock markets are lowering returns...

Sleepwalking to catastrophe

Catastrophe limits in group life insurances that underpin employee benefit programmes have been part of our lives since that truly tragic day in September 2001 that has become universally known as ’9/11’....

Small but fatal?

The Liberal Democrat pension minister Steve Webb is adamant this will not happen. Speaking at an NAPF trustee conference in early December, he said: “The change of moving employers with fewer than...

Auto-enrolment and group risk

Auto-enrolment places employers firmly in the forefront of financial provision. The recent decision to defer implementation until after May 2015 for companies with fewer than 50 employees will no doubt be welcomed...

Work in progress

Employers are currently disincentivised to deal with sickness absence for basic rate taxpayers, and so the Treasury should offer tax relief on medical treatments and vocational rehabilitation aimed at this group of...

Second year blues

Is Adrian Beecroft’s call for the delay of auto-enrolment going to earn him a place in the pantheon of pensions villains alongside the likes of Robert Maxwell and Gordon Brown?Only time will...

The BIG QUESTION

THE ANSWERS:The taxpayer. The government is not spending any more than it was planning to since it came out with its better offer on November 2. It is not spending any more...

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