Pensions

Lifestyle strategies are not the silver bullet that will protect defined contribution investors and they will be “poorer” in retirement as a consequence of them.This is the finding of a new report...

The importance of keeping an eye on developments in Europe is obvious. We already have examples of two EU regulatory initiatives that are pretty much a certainty to put up the price...

CV - JOHN DEANELivesBath, ’convenient, as I work in Edinburgh and London’.Enjoys- Keen cyclist between May and September ’because I do a charity cycle ride with MoneySpinners every September. Then it goes...

Equities were heading for their worst week since October 2008 in the penultimate week of September before rallying. Banks globally were showing that they are, despite much management protestation, still at the...

We face some of the biggest changes in long term savings policy that the industry has ever seen. But we should look forward to the opportunity this brings, rather than simply seeing...

As both RDR and auto-enrolment get closer by the day it is becoming ever more evident that the workplace will be a key distribution channel for the future. Organisations of different shapes...

The issue of health and wellbeing in the workplace has never been more important. With both financial and market pressures being exerted on the NHS, employers have a vital role to play...

As the recession tightens its grip, employers are looking for areas to cut back. With pay freezes across the board, competitive benefits packages provide a good way to save money, manage absenteeism...

THE ANSWERS:Colin Williams, managing director, corporate benefits, Friends LifeYes. The issue of small pension pots isn’t a new one but one that is likely to proliferate as auto-enrolment is launched. For a...

Do health and wellbeing programmes actually make people healthier? Providers who offer the programmes would obviously argue that they do. Whether that translates through to lower PMI premiums is debatable, however.A recent...