Pensions

Companies with defined benefit schemes continue to face the squeeze. Pension deficits for FTSE 100 firms have grown to their highest levels and it is little wonder that many companies are desperately...

The explosion of the individual Sipp market since A-Day has been increasingly translating over into the group side, but its rapid growth risks being stymied by a combination of the Budget changes...

With the credit crunch taking its toll on corporate as well as personal budgets, the drive to manage costs and make every purchase a prudent one has become a mantra for everyone...

Last month’s announcement that the Friends Provident board has agreed to Resolution’s £1.85bn bid for the insurer will have surprised nobody.Advisers are now not only digesting what the takeover of Friends by...

The report provides some welcome optimism for the Group Risk market about the role of insurance in providing services and reducing the pressures on public expenditure. The legislative environment seems to constantly...

"Flipping a coin to decide between auto-enrolling all eligible jobholders into a private pension scheme or the personal accounts scheme is not the way to go. Both have their advantages depending on...

Here are our conclusions:1. Default funds in principle are to be celebrated, they are absolutely right for the vast majority of members.2. The first problem is the name. The definition of default...

The market for at retirement products could prove to be a demographic gold mine in the next few years - a boon to advisers and providers as traditional sources of income falter.Yet...

Nobody in the pensions industry can claim to speak on behalf of the man or woman in the street with anything approaching the authority of Dr Ros Altmann. The story of her...

Over the past decade there has been a lot of debate regarding best practice in delivering solutions to customers. I can't help thinking that sometimes what gets in the way of delivering...