Sam Brodbeck: Time for consumer choice in workplace pensions
The British pensions industry is gifted in making things more complicated than they need to be. But at its most simple there are two parts: the building up bit, and the spending...
The British pensions industry is gifted in making things more complicated than they need to be. But at its most simple there are two parts: the building up bit, and the spending...
With the shift to home working and the broader challenges that the pandemic has brought, ensuring employees’ wellbeing is looked after has been a priority for employers. The past 12 months has...
Across much of the pensions industry, member engagement is verging on non-existent. Trustees and employers are investing in high-quality communication exercises, but it is an uphill battle. The “why” behind this effort...
The Government recently unveiled plans to crack down on pension scams by proposing a change to the definition of a statutory transfer. We all understand that members have the right to transfer...
Treasury officials are looking at changes to pension allowances and tax reliefs in November Budget as a means of raising funds to help pay the Covid bill. According to reports in the...
Average earnings between April 2020 and April 2021 rose by 8.4 per cent, fuelling concerns this could lead to “unaffordable” increases to the State Pension. Under the triple lock the state pension...
Legislation that will give trustees greater powers to block potential ‘scam’ transfers may not go far enough, and could fail to flag up one in three scams, according to data from XPS. ...
The challenges for retirees have seldom been greater. Unlike the days when purchasing an annuity was commonplace for defined contribution (DC) savers, and many could rely on a defined benefit (DB) pension for...
Increased awareness of the dangers of ignoring climate related risks, coupled with increasing regulatory pressure to evidence how these risks are being taken into consideration, and mandatory climate risk related reporting requirements...
It’s sad to see yet another missed opportunity to properly address social care. After the ravages of Covid-19 have shone such a vivid spotlight on the failings of the UK social care...