Retirement

Twelve years ago my old boss penned a column in an IFA trade newspaper headlined: “Is Steve Webb p***ing in the wind on defined ambition?” So much has changed in the intervening...

The next challenge for DC pension providers is solving what economist Professor William Sharp described as “the nastiest, hardest problem in finance” — delivering sustainable income solutions for members.  This was the...

The Government’s Money and Pensions Service is reviewing whether it needs to adjust it guaranteed income guidance service to include a warning that annuities are unsuitable for Muslims wanting to abide by...

Up to 26m people may be failing to save enough for their retirement, under new projections compiled by the Department of Work & Pensions.  The figures were released under a freedom of...

Just half of older workers are on track for ‘pension adequacy’, according to Hargreaves Lansdown’s savings and resilience barometer Using data from this survey, HL looked at whether people’s pensions are on...

The state pension should be radically reformed to ensure it remains financially sustainable — with big increases to the SPA, but targeted support to protect those with lower life expectancies, according to...

A redesigned CDC model, which  offers collective drawdown, could deliver 75 per cent more in retirement outcomes, when compared to an annuity, according to PPI research. These figures were in a new...

Retirement planning isn’t what it used to be. For years, the conversation centred on building a pot. Now, with the Pension Schemes Bill requiring default retirement solutions, focus has shifted: how do...

In a tech-driven world advisers may soon have to evaluate the effectiveness and reliability of providers’ AI capability when assessing wider pension propositions and pricing.  TO DOWNLOAD A FULL PDF OF THE...

DC workplace pensions will soon have to offer default retirement solutions that provide an income to members, under measures set out in the Pension Schemes Bill, currently making its way through Parliament. ...