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Smart appoints Phillip Bretnall as senior adviser  

by Muna Abdi
December 1, 2025
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Smart has appointed Phillip Bretnall as senior adviser. 

Bretnall brings more than 40 years’ experience in global retirement and pensions. His background spans Hong Kong, Australia and the UK, covering senior regulatory, operational and scheme management roles. This includes serving as COO, holding senior posts in outsourced administration and working at The Pensions Regulator. He has spent the last eight years in Hong Kong with HSBC, including some time as CEO of HSBC Provident Fund Trustee (Hong Kong) Limited. He has also led HSBC’s global trustee and fiduciary services in the Asia Pacific and overseen pensions governance for ORSO schemes.

Bretnall says: “I am excited to join Smart at such a pivotal time in its growth trajectory. The company’s innovative approach to retirement technology and its impressive global footprint make it a standout player in the industry. Retirement savings is an industry going through a wave of transformation across the world and Asia is at the forefront of this change. I look forward to working with Andrew and the team.”

Smart co-founder and group CEO Andrew Evans says: “We are thrilled to welcome Phillip to Smart where he’ll support us in scaling our retirement saving technology offering internationally. His extensive experience in Asia will be instrumental in helping us navigate the ever-changing landscape of retirement savings and ensuring our Keystone platform remains at the cutting edge, delivering for our partners and their citizens and customers across the globe.”

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