The Pensions Regulator’s (TPR) recently published AI plan provides a practical blueprint for action: govern with discipline, monitor with care,...

For too long, the pensions industry has treated communication and engagement as though they are interchangeable. They are not. Sending...

After Pension Freedoms, default retirement is emerging as one of the most significant structural developments in how we think about...

Retirement today is far from a simple, clear-cut milestone. Instead, it’s a complex, often daunting journey filled with uncertainty and...

Auto-enrolment has brought millions of individuals into workplace pension schemes. Yet engagement remains largely passive, with 94% of Master Trust...

Mercer worked with research agency REO Digital to explore how people think about accessing their pension in retirement. The research...

Private markets are becoming an increasingly important way for defined contribution (DC) pension schemes to seek long-term growth. One approach...

Pension engagement only matters if it changes future financial outcomes. Mercer Money was built with that simple idea in mind:...

Understanding and engaging with pensions can often feel overwhelming or distant for many people. Research from the Department for Work...

The UK faces a serious retirement challenge. Nearly half of working-age people aren’t saving enough for their future1, putting millions...