In Depth

Do we need to consider the UK’s housing and pensions strategies together? The pattern of home ownership appears to be changing in the UK, with a growing number of retired renters. But could...

Pension schemes are rapidly decarbonising — with seven out of 20 leading providers halving emissions in recent years, according to data from Corporate Advisers latest ESG in DC pensions report.  This sector-wide...

The scale and depth of mental health support now available to employees via group risk products is virtually unrecognisable from how it was only a few years ago.  While employee assistance programmes...

Poor mental health cost UK employers a staggering £56 billion in 2020/21 according to Deloitte. And, with this representing a 25 per cent increase on its 2019 figures, there’s an urgent need...

Between the Mansion House reforms of early summer and the recent Autumn Statement, a consultation about small pots became big box office. There were ministerial speeches and newspaper briefings extolling the benefits...

It can be a tough market for employee benefit consultants, given rising regulatory and insurance costs and the need to invest in technology, which continues to develop at pace.  This has driven consolidation...

The pension minister Emma Reynolds used her speech to the Pensions and Lifetime Savings Association conference in Liverpool in mid-October to confirm her “steadfast commitment” to the Pension Dashboards project. The pensions...

The huge expansion of pensions under auto-enrolment has created a far more diverse membership base — and regulation is only starting to catch up.  Describing the shift, Aviva head of savings and...

Progress is definitely being made by the group critical illness (CI) market as statistics from Swiss Re’s Group Watch show (see Box) In-force group CI policies (both employer-paid and voluntary) were 11.6 per...

Wellness trends, employee health needs and competitor pressures can make an organisation’s wellbeing programme look seriously out of shape. To ensure it keeps packing a punch, workplace wellbeing must be an ongoing...