In Depth

As the UK economy totters into recession, 2023 is set to be a tough year for employers and employees alike. But, with memories of the pandemic still fresh and talent hard to...

In November last year, amid great uncertainty regarding the pandemic, in the pensions industry a small but significant announcement was made by the Pensions Regulator (TPR). Clara Pensions, the UK’s first commercial consolidator...

When it comes to accessing DC pensions, the onus passes to individuals. Lump sums do not provide long-term income; insured annuities do, but data shows that perceived high expense lead few to...

After the mini-crisis of the Truss era, the dust appears to be settling for the DB pension sector as gilt yields moderate. Yet questions remain for the regulator, trustees and investment consultants...

Amid the tumultuous events of the past 12 months, pension fund managers may be forgiven for overlooking the commitments made at the delayed COP26 meeting in Glasgow and at Egypt’s COP27. Yet...

Financial pressures on both individuals and organisations mean employers are looking for ways to deliver more for less. Offering benefits through salary sacrifice is a cost-effective option, with April’s national insurance increase...

Alarming statistics everywhere show that employees desperately need to combat an ever-worsening cost-of-living crisis. For example, energy supplier E.On has warned that up to 40 per cent of its customers will be...

In environment of high inflation of rising interest rates has forced defined contribution (DC) schemes to re-evaluate traditional asset allocations. These schemes are including inflationary pressures in their long-term decision-making processes, with many...

The world is in the throes of a major energy crisis, centred on Europe and a horrible war, but augmented by huge shifts in global demand. Energy sits at the centre of...

After more than 40 years working in employee benefits and pioneering wellbeing solutions, Mike Tyler isn’t ready to improve his own work/life balance by hanging up his spurs just yet.  Tyler is...