There is a huge communications challenge for the pension industry, according to leading pension campaigner, Baroness Ros Altmann, in the wake of one of the most dramatic short-term market corrections in recent...
For centuries we have come to expect that we will live healthier, longer lives than our parents’ generation. But research led by Sir Michael Marmot, Professor of Epidemiology and Public Health at University...
The master trust sector is predicted to grow to £200bn by 2025, by when at least six schemes expected to have assets in excess of £10bn, according to the third edition of...
As a tool, currency hedging can form an important part of a defined contribution (DC) scheme’s overall approach to risk management. Yet, in the past, not all schemes have deployed hedging, with cost...
Litigation may well represent one of the more dramatic and unwelcome challenges for a pension fund, its trustees and or its sponsoring employer, but being sued by members for failing to deliver on...
Purpose is rapidly replacing profit on boardroom agendas, with businesses looking to demonstrate they’re about more than making money. Aligning health and wellbeing to an organisation’s statement of purpose can amplify the message,...
The workplace is changing dramatically with technology enabling many employees to work whenever and wherever they like. But while this can be a benefit, it can also have serious implications for an individual’s...
The Pensions Regulator has made its ambivalence towards smaller single employer trusts crystal clear. For example, last August it described what it saw as the unacceptable scale of under- performance in its annual...
Finding common ground between providers and intermediaries on UK defined contribution (DC) default fund approaches is a tricky business. In the first camp, there are those who say long investment time horizons dictate...
UK defined benefit funds have long been allocating to what is broadly termed ‘alternative’ assets. According to the Pension Protection Fund’s Purple Book, UK private sector DB funds invested on average 15 per cent of...
