Legal & General has named Charlotte Quarmby as head of transitions within its Pension Risk Transfer business.
Quarmby joins from LCP and brings more than 10 years’ experience advising pension scheme trustees through every stage of the risk transfer process, from initial strategic discussions and market engagement through to transaction execution and buyout.
Her appointment is part of a broader evolution of L&G’s PRT business, bringing the pre-buyout stages of the client journey under the same team responsible for trustee and employee benefit consultant relationships, while also aligning closely with onboarding and post-buyout customer teams.
L&G managing director – PRT, Institutional Retirement John Towner says: “The UK PRT market continues to show strong momentum, with a deep pipeline supporting growth over the years ahead. As a market leader, our focus is not just on scale, but on delivering high‑quality outcomes for trustees, sponsors and members. Strengthening our transitions capability reflects our belief that the route from buy‑in to buyout is part of a single journey, and that schemes should experience a seamless and efficient process throughout the whole journey.”
L&G head of transitions, institutional retirement Charlotte Quarmby says: “Trustees and sponsors increasingly want confidence not just in transaction execution, but in the full journey from buy‑in through to buyout and scheme wind‑up. Transitions play a critical role in that journey, and I’m looking forward to working with colleagues across L&G to continue strengthening our end‑to‑end delivery for clients and members.”


