The online quote and buy system is designed for advisers with clients who want to insure between 10 and 150 employees for group life assurance and group income protection.
Advisers will be able to get group life quotes for customers where employees are on long term absence due to back pain, stress, anxiety or musculoskeletal problems. They will also be able to put schemes with up to two claims in the previous five years on risk through the online system.
The system comes with a dedicated customer services telephone support team.
For IFAs, the new online system will also produce scheme quotations where companies have had up to two previous claims within five years. The free cover limit is the same online as offline.
Group protection customers also get access to a free telephone based employee assistance programme (EAP) for all insured and uninsured employees. Group life policies come with face to face bereavement counselling support for families of insured employees while group income protection comes with free face to face counselling for their insured employees.
Employees also get access to Legal & General’s new Healthy Living tool for their employees.
Jim Islam, managing director of Legal & General Group Protection, says: “We want to work with IFAs to bring our products to the SME market. We have listened to SME companies and we’re committed to helping them to address sickness and absence with free EAP for all our customers’ employees whether insured or not, plus our new online health and wellbeing support tool Healthy Living.”