Private markets are becoming an increasingly important way for defined contribution (DC) pension schemes to seek long-term growth. One approach that has worked particularly well in Australia is co-investing, and Mercer believes...
Pension engagement only matters if it changes future financial outcomes. Mercer Money was built with that simple idea in mind: make it easier for members to understand their pension, make informed choices,...
Understanding and engaging with pensions can often feel overwhelming or distant for many people. Research from the Department for Work and Pensions1 highlights that members’ attitudes towards their pensions are frequently shaped...
The UK faces a serious retirement challenge. Nearly half of working-age people aren’t saving enough for their future1, putting millions at risk of financial insecurity in retirement. While encouraging higher contributions and...
The world of technology is evolving rapidly, reshaping expectations across every industry, including workplace pensions. In response, Mercer has taken a decisive step by acquiring the technology, team and talent of Engage...
Workplace savers are clear; they want help planning for retirement. The Mercer Master Trust’s 2025 member survey1 finds nearly three-quarters of respondents expect they’ll need financial advice to understand their retirement options....
The Pension Schemes Bill requires multi-employer Defined Contribution (DC) pension schemes to operate at a megafund scale, managing at least £25 billion in assets by 2030. This milestone aims to foster fewer,...
Retirement is more than a financial milestone; it’s an emotional journey — a second adolescence of sorts. With almost one in five people in England aged 65 and over, 1 there are...
Spoiler: it isn’t luck. Mercer’s analysis of retirement readiness (also known as retirement adequacy) shows a clear link between better projected retirement outcomes and joined-up data, timely nudges and member engagement. In...
With £160 billion of surplus assets held across defined benefit pension (DB) schemes1, many schemes are sitting on a significant, yet underutilised, resource. Mercer’s Surplus Transfer Solution, via the Defined Contribution (DC)...
