The world of technology is evolving rapidly, reshaping expectations across every industry, including workplace pensions. In response, Mercer has taken a decisive step by acquiring the technology, team and talent of Engage...
Workplace savers are clear; they want help planning for retirement. The Mercer Master Trust’s 2025 member survey1 finds nearly three-quarters of respondents expect they’ll need financial advice to understand their retirement options....
The Pension Schemes Bill requires multi-employer Defined Contribution (DC) pension schemes to operate at a megafund scale, managing at least £25 billion in assets by 2030. This milestone aims to foster fewer,...
Retirement is more than a financial milestone; it’s an emotional journey — a second adolescence of sorts. With almost one in five people in England aged 65 and over, 1 there are...
Spoiler: it isn’t luck. Mercer’s analysis of retirement readiness (also known as retirement adequacy) shows a clear link between better projected retirement outcomes and joined-up data, timely nudges and member engagement. In...
With £160 billion of surplus assets held across defined benefit pension (DB) schemes1, many schemes are sitting on a significant, yet underutilised, resource. Mercer’s Surplus Transfer Solution, via the Defined Contribution (DC)...
For decades, many pension defaults have been built around a simple assumption: members retire at a set age, typically 65. At that point, investment risk for members in the default investment strategy...
In the age of social media, the financial advice landscape is undergoing a transformation. Platforms like TikTok and YouTube are becoming primary sources of financial content, reshaping financial literacy. However, concerns are...
At a time when only 29% of 55–59-year-olds say they have a clear plan for their retirement, and a staggering 17% don’t even know they have to make any choices1, Mercer’s Retirement...
Recent regulatory developments in the UK, including proposed legislation from the Department for Work and Pensions (DWP) and new rules from the Financial Conduct Authority (FCA), are set to significantly influence pension...
