Mercer

Retirement is more than a financial milestone; it’s an emotional journey — a second adolescence of sorts. With almost one in five people in England aged 65 and over, 1 there are...

Spoiler: it isn’t luck. Mercer’s analysis of retirement readiness (also known as retirement adequacy) shows a clear link between better projected retirement outcomes and joined-up data, timely nudges and member engagement. In...

With £160 billion of surplus assets held across defined benefit pension (DB) schemes1, many schemes are sitting on a significant, yet underutilised, resource. Mercer’s Surplus Transfer Solution, via the Defined Contribution (DC)...

For decades, many pension defaults have been built around a simple assumption: members retire at a set age, typically 65.  At that point, investment risk for members in the default investment strategy...

In the age of social media, the financial advice landscape is undergoing a transformation.  Platforms like TikTok and YouTube are becoming primary sources of financial content, reshaping financial literacy.  However, concerns are...

At a time when only 29% of 55–59-year-olds say they have a clear plan for their retirement, and a staggering 17% don’t even know they have to make any choices1, Mercer’s Retirement...

Recent regulatory developments in the UK, including proposed legislation from the Department for Work and Pensions (DWP) and new rules from the Financial Conduct Authority (FCA), are set to significantly influence pension...

In our ongoing mission to debunk common myths about pensions, it’s time to address the widely held belief that pensions are inherently tax efficient. Whilst they possess in-built tax advantages, the reality...

Mercer and now:pensions are proud to announce the launch of new Shariah lifestyle investment strategies, aimed at enhancing retirement savings options for the UK’s Muslim community. With approximately four million Muslims residing...

SPONSORED CONTENT As part of our ongoing series aimed at dispelling common pension misconceptions, it’s time to challenge the traditional notion of retirement as a fairytale ending, where everyone sails off into...