Traditionally group protection and its individually-advised counterpart have been worlds apart, with corporate plans having entirely different underwriting processes and pricing to retail cover. But as employers look to get ‘more for...
In March 2020, as independent hospitals made their capacity available to the NHS to fight Covid-19 and private treatment was postponed, the future of group medical insurance seemed very uncertain. But, while 2021...
Big Data and technology can play an important role in helping pension fund members reach optimal retirement outcomes. Pension providers and schemes sit on a huge amounts member data that covers fund values,...
Master trust v GPP. TPR v FCA. DWP v Treasury. Will either side of the workplace pension sector ever achieve supremacy? Or will it be a case of horses for courses, where the two...
Almost half (44 per cent) of advisers believe resolving customer problems has become harder while home working, while just 12 per cent of insurers share that view, according to research from The...
Developing structures to facilitate long term saving has been core to David C. John’s work for four decades. As well as co-developing a low cost product wrapper now being adopted by states across...
Last week’s Supreme Court’s landmark ruling that Uber’s claimant drivers could be classed as ‘workers’, not self-employed, will translate into essential protections, in terms of more pay and job security, plus financial...
The influence and importance of ESG on investment markets seems to grow daily. This is unlikely to alter given the US is re-joining the Paris Climate Accord and Glasgow is hosting The...
Years of experience of investment pathways have shown us that people don’t always do what they say they will. That’s why there’s much more to investment pathways than the investments held within...
Border to Coast Pensions Partnership, the £46bn public sector pension pool, has committed £540m to six new infrastructure funds for its 11 local government pensions scheme partners. Border to Coast has now...
