The new FCA/TPR ‘ScamSmart’ campaign has been welcomed by stakeholders from across the pensions industry, but former pensions minister Baroness Ros Altmann says the campaign, combined with the delayed cold-calling ban which...
The report, which examines the investment strategy and performance of nine major defaults, found the offerings of Royal London, Standard Life, Fidelity, Aviva and Legal & General were generally more diversified than...
In some ways, the defined contribution space has hardly changed in the last two decades. Most of the conversations we have today are the same ones heard 20 years ago - how...
What do you get if you combine a stressful job at Goldman Sachs, a deep understanding of tech startups and a passion for wellbeing and behavioural psychology? For Earthmiles co-founder Megha Prakash,...
Group risk insurers have been talking generically about early intervention for years - but now they are increasingly doing so in terms of the return on investment such approaches can bring. Premier Choice...
These issues constitute a high proportion of group income protection notifications. From 2013 to 2017, absence referrals for mental health issues rose from 38 per cent to 46 per cent* of all...
The UK is on course for an all-industry pile-up that could make the crash of 2008 look like a mere prang. And the really worrying aspect is that the vast majority of...
Now: Pensions revealed poor performance over three years when compared to the other 24 defaults in the Corporate Adviser Master Trust Defaults report. Its default returned 2.4 per cent annualised in the...
Auto-enrolment defaults lack sophistication in their investment design and this is in large part down to a misguided focus on cost. Employers, consultants and advisers need to switch their focus from cost...
After contribution levels, investment performance is arguably the biggest determinant of outcomes in retirement for today’s DC savers. That performance will to a large extent be determined by the asset allocation decisions...
