Opinion

The conversation has evolved over the last few years – shifting from “should we?” to “how do we do this well?” – and increasingly towards the role private assets could play beyond...

How important is scale when it comes to DC investment into private markets?  Scale is critical to enable  better outcomes. At smaller sizes, private markets exposure is often constrained to pooled or...

Economic inactivity due to poor health is costing the UK £212 billion a year, equivalent to 7% of GDP. Sickness is at an all time high, with employees now taking off nearly...

The challenge our industry faces is not only getting people to save more money for retirement but empowering them to make better decisions with it, particularly when they begin turning their pension...

The youth employment crisis that Britain now faces has forced all of us to rethink what we thought we knew. Take pensions. The financial press - and financial services industry - has...

Recently, KPMG attracted attention when it withdrew its summer “Jump Start” programme, which allowed employees to finish early on Fridays during the summer months. It isn't the first organisation that has tried...

When budgets are tight, leadership changes, or political discourse shifts, inclusive benefits often get cut because they are seen as symbolic, not strategic. HR leaders struggle to prove ROI – return on...

The DC decumulation landscape is changing rapidly, but not always in ways trustees and providers expect. While policy discussions continue to focus on improving pathways for savers, value for money and governance,...

The government should be genuinely congratulated on the 2026 Pension Schemes Act. So much of the Act is very good; and it is a credit to the Labour Ministers that they have...

For more than a decade, the pensions industry has been trying to crack engagement. Communication budgets have grown and member portals have been rebuilt and rebuilt again, employing the latest in behavioural...