Tobin Murphy-Coles: Selling health data by the pound
You may not know it but your personal health could about to be up for sale. CoverUS, a start-up based in the USA announced significant investment and has entered the market with...
Opinion
Nick McClelland: Why wellbeing is a productivity issue
The majority of organisations today are still operating benefit and reward structures that simply do not fit with the modern workplace. There is a greater focus on pension schemes at the expense...
Stuart Scullion: IDD – Evolution or revolution?
At a high level the IDD seeks to achieve three primary objectives - undistorted competition, consumer protection and market integration, for both retail and commercial customers. The European Commission deferred the original...
Fahd Rachidy: AI can push advice beyond human capabilities
We live in a world of data and the amount we create and consume is expanding exponentially. Data can be scary, and its misuse attracts the bulk of the headlines. But it can...
Can factor-based investment strategies deliver premium returns?
Interest in factor strategies has been growing ever since the global financial crisis, when investors saw that many traditional asset classes behaved in the same way in stressed market conditions. Since then, fund...
Russell Stephens: Private healthcare and public sector workers – an untapped keg?
Public sector employers do not offer private medical insurance – for obvious reasons. But that does not mean public sector employees do not want to buy it. If advisers can use a...
John Ritchie: Five steps for unlocking growth in group life and disability insurance
When the excellent Swiss Re UK Group Watch report is published each year we generally hear positive and optimistic words from insurers, reinsurers, distributors and Grid. But industry claims that there is...
Julian Lyne: Active management in DC? Absolutely!
In some ways, the defined contribution space has hardly changed in the last two decades. Most of the conversations we have today are the same ones heard 20 years ago - how...
Provider view: Julian Nurse – Preventing mental health issues with workplace wellbeing
These issues constitute a high proportion of group income protection notifications. From 2013 to 2017, absence referrals for mental health issues rose from 38 per cent to 46 per cent* of all...
Guy Opperman MP: Raising the bar on master trusts
Hard working people doing the right thing and saving for their futures want to know that their pension scheme is safe and well run. Clearly, that is the least they should expect....
