Adrian Ash: Why are DC defaults ignoring gold’s diversifying glow?
Any exposure to gold may seem alien to an advised portfolio. The metal pays no income and distributes no earnings. Gold does so little, in fact, that it doesn’t even rust. Yet...
Opinion
Guy Opperman MP: The state of pensions
Enterprise and innovation are often the foundations of the social changes which have transformed society. It is vital that government takes this into account when considering how to shape and implement policy. And...
Ian McKenna: Why open banking is good for advisers and pension providers and bad for banks
Last month I looked at why switching workplace pension providers can bring real benefits by saving employers time and reducing fees to members. This month I explore what should be a third...
Paul Masterton MP: Early access, NI on pensioners and an increase in AE contributions
Writing in anew policy paper published by the Conservative-leaning Centre for Policy Studies thinktank, ‘New Blue: Ideas for a New Generation’, Paul Masterton MP argues that a raft of new policy measures...
Andrew Bailey: Why Brexit, demographic change and Mifid II are the FCA’s biggest issues
There are strong forces of change affecting asset management in the UK, some of which are global in nature, others are UK specific. Among these forces, let me start with Brexit. There...
Ian McKenna: Reasons to switch workplace pension provider
With the auto enrolment staging process coming to an end, it is easy to think the greatest opportunities are past. Personally I think the direct opposite is true. This is the moment...
Dr Peter Mills: Let’s not overlook musculoskeletal
Have you noticed that the stigma around mental health issues is starting to fade? With the involvement of high profile individuals, including the British royal family, opening up about their own struggles...
Catherine Howarth: Why AE is missing a trick with ESG
We have 9m more people saving off the back of inertia, but contribution rates are low and we need to get this generation saving more, and that means engaging people with their...
Brendan Street: Four reasons why employees with mental health experience are a unique asset
Often, conversations surrounding mental health issues in the workplace - if had at all - are approached with the well-meaning aim of reducing the burden on employees and its impact on businesses’...
Steve Bee: The demonisation of DC pensions is wrong
The report from the Office of National Statistics earlier this year showing a further fall in the overall level of pension saving in defined contributions schemes made for depressing reading. It may...
