David Fairs: Countdown to master trust authorisation
The latest figures released about the shape of the master trust market show that one scheme has applied for authorisation so far. Given the window has been open since 1 October 2018...
Opinion
Ian McKenna: Time to reintroduce a new form of commission?
Clearly many elements of auto enrolment have been a great success. Over 10 million people saving for their retirement for the first time and so far, opt out levels continue to be...
Ros Altmann: Net pay: trustees’ biggest failure?
Most auto-enrolment schemes have trustees responsible for looking after member interests, ensuring schemes are well-run, communicating clearly with members and offering suitable investment options. But many pension trustees are overlooking the interests...
Con Keating: Don’t like CDC? Look at the numbers
There is much confusion over and even resistance to the central idea of CDC pensions, - that targeted pensions may be cut if investment returns disappoint, even though this is a constant...
Ian McKenna: Fast track to Open Pensions
Suggest a potentially disastrous outcome and follow it up with an alternative that would previously have been highly unpopular, but is then greeted with massive relief. It’s a strategy that has become a standard part of...
Jonathon Webb: Overseas and overlooked
Global mobility and emigration are on the rise as an increasing number of individuals choose to retire or spend part, or most, of their working life overseas. These individuals may already be living outside the UK...
Christine Husbands: Conflicts of interest with added-value services
So called ‘added-value services’ have grown in popularity with protection insurers in recent years. We were the first company to partner with an insurer in offering one. Insurers keen to differentiate loyalty and build trust...
John Ritchie: How employee benefits can enter the automation era
Concern about data and how it is protected and moved around is yet to peak. Law and regulation always lags commercial innovation, particularly where supranational regulation is needed. There will be regulation and appropriate controls after some...
Tobin Murphy-Coles: Selling health data by the pound
You may not know it but your personal health could about to be up for sale. CoverUS, a start-up based in the USA announced significant investment and has entered the market with...
Nick McClelland: Why wellbeing is a productivity issue
The majority of organisations today are still operating benefit and reward structures that simply do not fit with the modern workplace. There is a greater focus on pension schemes at the expense...
