Back in the early 1990s, when former pension reform regulators like me were shaping Australia’s plan to embrace compulsory superannuation coverage and employer/employee contributions, English trust law was seen as the mechanism...
SPONSORED CONTENT The future of UK pensions is poised for transformation, inspired by the comprehensive Australian superannuation system and ‘pot for life’ model. This article delves into key aspects and lessons from...
SPONSORED CONTENT The story behind our £15bn re-allocation and what climate-aware actually means In the investment landscape, the ascendancy of index funds has been nothing short of remarkable. Over the past decade,...
How can employers support the physical, mental and financial wellbeing of their people? It’s a question often asked of an employee benefit consultant. Being an expert in the big people issues businesses...
By better understanding different people’s needs and attitudes, we can build a more inclusive retirement savings system. But do we understand other people as well as we might think? The UK workforce...
As consultations, regulation and initiatives such as the Mansion House Compact come thick and fast, we must begin to prioritise what is important: improving member outcomes using less liquid asset classes. While...
The Department for Work & Pensions (DWP) consultation on its ‘pot for life’ proposals closed in January, eliciting strong industry debate from those in favour and those against. Beyond the theorising, however,...
The Chancellor, in his Autumn Statement, asked the FCA to take action to remedy the problem of misapplied charges disclosure regulations which force investors to sell UK-listed investment trusts, driving pension funds...
The traditional, aggregated approach to underwriting group schemes always was, and largely remains, a manual process. This is costly and as a consequence, it’s pushed group providers towards larger schemes. But there’s...
Pension pot-for-life Our main concern is that this is being rushed out the door. Far greater consideration and consultation with industry is needed to ensure that no saver in Britain is left...
