With the right approach from trustees, Collective Defined Contribution has the potential to address long standing challenges around adequacy and sustainability in retirement provision, significantly improving member outcomes. CDC is an exciting prospect,...
Across the UK pensions landscape, there’s a growing sense of unease. Trustees and advisers are being asked to make investments that benefit not just their members but the UK economy more broadly....
Making sure people have enough money in retirement remains one of the most pressing challenges facing the UK pensions industry. Auto-enrolment and Pension Freedoms reshaped how we save and spend, but with...
The PLSA has rebranded itself as Pensions UK. But despite the name change its retirement living standards invoke extreme reactions amongst the public, which is a fantastic achievement. At least it gets...
The Government has made no secret of their desire for pension schemes to play a bigger part in boosting individual security and UK economic growth through increased exposure to UK productive investments...
I’ve been grappling with making pensions more engaging since I started my first job as a pensions reporter in 1997. For example, I’ve tried to bring the ‘fun’ to pensions, connecting them...
Wellbeing support services — from virtual GPs and employee assistance programmes (EAPs), to specialist pathways for chronic conditions — have become increasingly important to employers when selecting group protection insurance. This...
As you might have noticed, UK pension schemes are complicated. Trustee boards and employers have a huge amount of work to do, with financial penalties and reputational damage hanging over their heads...
Trustees of defined contribution (DC) and defined benefit (DB) pension schemes face a moment of real challenge and opportunity. The direction from Government and regulators is clear: stronger governance, better outcomes, more...
Once again, the pensions industry is braced for a raft of changes for DC schemes. The Pensions Schemes Bill, introduced to Parliament last week, contained a host of measures covering small pots,...
