Sue Pemberton: Strap in for the VFM revolution
Since 1 October all DC schemes have been required to report on the net performance of their investments. This is the first step towards the value for member (VFM) assessments that are...
Since 1 October all DC schemes have been required to report on the net performance of their investments. This is the first step towards the value for member (VFM) assessments that are...
Corporates that are employers in defined benefit (DB) pension schemes – and anyone associated or connected with them – should take note of the notifiable events framework, or risk a fine of...
Employers are thinking more about environmental, social and governance (ESG) issues all the time. ESG concern is valued by many customers, expected by a growing number of employees and frequently advocated by...
How will the regulator’s proposed ‘consumer duty’ rules differ from the ‘treating customers fairly’ regime? We have yet to see the FCA’s draft proposals, which are expected to come into force next...
As an industry, the investment and savings profession is not representative of the population as a whole. While female employment rates across the board in the UK are not that far behind...
We all love someone, right? And obviously, don’t be dying anytime soon, is quite an appealing ethos. But this is a big ‘do something now’ message to trustees, IGCs and providers. The...
Who watches over the watchers? It’s an age-old question that’s usually asked in the context of policing those who have power over others. But I’d suggest it has a fresh relevance to...
The FCA’s proposals on a new consumer duty come after several years of debate and deliberation. It stops short of imposing a fiduciary duty on financial services firms, but certainly raises expectations...
Three facets of the Australian superannuation fascinate UK policymakers as the UK’s auto enrolment begins to mature, master trusts become the only game in town and ‘green’ is flashing for action. First,...
I think my employment record, and therefore my pension saving, is fairly typical for someone my age. I’m in my mid forties and was at my first job for three years. Pay...