For the first time we have just seen how readily Keir Starmer and Rachel Reeves will drop ideology for practicality now that it is the government-in-waiting. Common sense has triumphed and the...
What does a good default investment strategy look like? Most people saving into workplace pensions through auto-enrolment are in the provider’s default offering, so by their nature these defaults cover a broad...
People are finding it increasingly difficult to get on the housing ladder, while at the same time many are also falling short in saving adequately for their retirement. This trend is leading...
The Financial Conduct Authority (FCA) recently released its latest retirement income market data report, which provides data on the decisions individuals made when accessing their pension benefits for the first time. This...
It is now over three years since Standard Life launched its Sustainable Multi Asset Universal SLP solution as its main DC default offering. Callum Stewart, head of investment proposition, distribution, explains how...
I marched on 10 Downing Street last month for justice for victims of financial misconduct. My particular experience and expertise relate to pension scams. For the last 10 years I have freely...
As more companies begin to review their master trust provider, the secondary master trust market is coming more into focus. However, unlike the familiar single-employer trust to master trust market transition (with...
In spite of major reforms over the past twenty years, the UK’s long-term savings system lacks coherence and strategic purpose, with different elements of the system working against each other. The government...
Learning from the pension systems of other countries makes sense. But we cannot always ‘cut and paste’ policies between countries which may have a totally different pensions history, different labour market conditions,...
Pension ‘pots for life’ make as much sense on these shores as they do in other countries, where they are already up and running. Firstly, the need is clear. New research by...
