Opinion

We all love someone, right? And obviously, don’t be dying anytime soon, is quite an appealing ethos. But this is a big ‘do something now’ message to trustees, IGCs and providers. The...

Who watches over the watchers? It’s an age-old question that’s usually asked in the context of policing those who have power over others. But I’d suggest it has a fresh relevance to...

The FCA’s proposals on a new consumer duty come after several years of debate and deliberation. It stops short of imposing a fiduciary duty on financial services firms, but certainly raises expectations...

Three facets of the Australian superannuation fascinate UK policymakers as the UK’s auto enrolment begins to mature, master trusts become the only game in town and ‘green’ is flashing for action. First,...

I think my employment record, and therefore my pension saving, is fairly typical for someone my age. I’m in my mid forties and was at my first job for three years. Pay...

Many smaller businesses have had an extremely tough 18 months, with revenues hit by the Covid-19 pandemic. Why should they be prioritising employees benefits now?  Looking after your staff is essential if...

The end of the furlough scheme in September will be a watershed moment for the UK’s smaller businesses. For those facing continued income losses as a result of the pandemic, the ability...

The Chancellor’s announcement of an increase in the charge cap for auto-enrolment pension schemes, above the current 0.75 per cent level, has been well-trailed.  The intention to encourage more pension money to...

Women appear aware of the limits of state pension, health and welfare benefits, which might explain the steady increase in retail income protection – so why do so few women appreciate the...

Despite writing about personal finances and pensions for nearly a decade I’m not immune from the odd moment of realisation. My most recent Damascene conversion was around the state pension and when...