Opinion

There is an aspect of human nature that that tends to defer long term decision-making in the present, because it can be put off until the future. We are seeing this clearly...

Historically, household savings in the UK have been relatively low - at around just 9 per cent of household disposable income. Yet there have been many promising signs that the pandemic has...

Next year marks the 10-year anniversary of the introduction of auto-enrolment. And there can be no doubt about its resounding success, having helped more than 10 million people to start saving for...

Now that the pandemic has been a fact of life for more than a year, we’re beginning to see stronger confirmation of its effect on employee wellbeing. Aviva’s latest report, Thriving in...

One of the aspects of investing that I continue to find extraordinary is how difficult it is to actually find where your funds are invested. After all, that money you hand over...

It has been clear for many years that our domestic pension and long-term institutional assets have not been investing as much as they should and could in more diversified sources of return...

From where we work to seeing friends and family, the pandemic has led to widespread changes across every aspect of our lives. We’re only just beginning to get a sense of how...

Research shows that a significant majority of advisers want flexible work arrangements after the pandemic. And there are certainly advantages to remote working. Yet in a sector in which face- to-face meetings...

Nearly eighteen months from the start of the first lockdown, the government considers it too soon for a full review into the handling of the pandemic. Given the new Delta variant is...

The pension dashboard fiasco continues to roll on. The scope seems to be continually cut so something can be delivered in line with the latest “timeline“. Apparently, we might get something up...