The Triple Lock on State Pensions was introduced in 2011 to protect pensioner incomes. Over many years, the Basic State Pension had fallen significantly behind general increases in income for the whole population...
Clearly when in circumstances like the coronavirus crisis you would expect a regulator to be scrutinising both the financial security and behaviour of insurers but with two quick consultations happening in such...
Until recently, the terms ‘stay at home’, ‘social distancing’, ‘self-isolation’ and ‘quarantine’ were not used in everyday conversation and no one could have predicted that over a third of the global population...
PROVIDER CONTENT Should default funds consider ESG factors or is offering a broad range of self-select funds sufficient? Many ESG factors are relevant to the financial performance of the fund so it...
PROVIDER CONTENT At Scottish Widows, we recognise that environmental, social and governance factors such as climate change are some of the biggest issues facing society today. As part of Lloyds Banking Group,...
The 2019 update of the European Benchmark Regulation (Regulation (EU) 2019/2089) creates labels for benchmarks that are on a decarbonisation trajectory or are aligned with the Paris Agreement under the United Nations...
In an industry full of buzz words, there is one which crops up more often than most – consolidation. In reality, pensions have been consolidating over the last decade, an evolution largely...
Marketers love the F word. Some even over use it. Too much of the F word can affect your professional credibility. At best you could sound like an idiot. There’s no question...
The Covid crash was the test that pension funds didn’t want – at least not yet. It has proved an examination of the pensions sector on so many levels. Most fundamentally it has...
Given the tragic human consequences it may feel wrong to talk about upsides from the COVID-19 epidemic. We will certainly see a huge financial aftershock, but in the long-term current events have...
