Opinion

SPONSORED COMMENT With over £100bn of defined contribution (DC) assets, Legal & General is the largest DC pension provider in the UK. We conducted a five-year study on our members’ retirement choices...

Support services have become pretty much a hygiene factor within the UK protection industry, with the majority of providers now offering customers some form of additional service in the health and wellbeing...

In my last column I referenced the lack of transparency in the group risk market over claim statistics. New evidence demonstrates dramatically how poorly the UK group income protection sector compares to...

Perhaps the greatest risk to pension scheme trustees and members is the low rate future currently being carved out. It is odd to suddenly be talking about low rates when they’ve been...

There is a lot of  talk about Big Data and its potential to make significant improvements in terms of both product design and engagement strategies, but few providers are offering this yet....

Whilst the pandemic put significant pressure on our NHS, it coped the best it could. Non-urgent non-COVID- 19-related services were deprioritised to ensure that healthcare resources were pointed at the greatest public...

As trillions of dollars flow into sustainable investments and high-carbon assets are written down by oil companies, environmental, social and governance (ESG) themes are influencing investment decisions on an ever-increasing scale and...

One of the biggest challenges in selling insurance products is that they are effectively intangible. They promise that if something happens, at a later date, the insurer will be there to pay...

Millions of individuals around the country already face a daunting task saving enough for retirement. But the challenges of saving adequately for old age are set to get much tougher due to...

SPONSORED CONTENT A digital revolution has swept the globe over the last few decades. Twenty years ago, it was hard to imagine working without a PC on every desk. Then the flatscreen...