Opinion

SPONSORED CONTENT When the $1 trillion Norwegian government sovereign fund lost almost a quarter of its value in the financial crisis, it turned not to passive managers but to factor funds. The...

You’ve read the headlines. You’ve seen the stats. The cost of workplace absence can be eye- watering: arguably more so for micro to small businesses for whom the law of percentages dictates...

SPONSORED CONTENT Pension consultants sometimes express concerns at the prospect of scheme members moving from institutional pricing in group schemes during the accumulation phase to more expensive retail pricing in drawdown? What...

September was hugely significant in the context of Open Finance and the path to helping the millions of employees, who cannot afford traditional financial advice take more control of their financial lives....

When you’ve reached the top, there is only one way to go – and so it could prove the case with auto-enrolment. There is no doubt that getting 10 million more workers...

Why is financial wellbeing a priority for UK employers and employees? Financial capability in the UK is sadly at a low level and this is having a significant impact on people’s lives,...

Whether purchasing a product or service, the assurance of quality is paramount. None more so than with medical treatment. But what does quality really mean? And, how do you measure it? For...

Supercentenarians live to 110 or beyond, which coincides with the fact the UK State Pension was first paid 110 years ago. And the world’s first old-age social insurance programme started 130 years...

The tapered annual allowance pension rules are a classic example of bad policy design. The rules are far too complicated, impossible to predict properly and have damaging side-effects which undermine the aims...

Wellness is increasingly becoming one of the key discussion points in the benefits market. That said, much of what intermediaries are deploying is in-person or paper-based solutions. I believe what is needed...