Opinion

Every now and then, an opportunity comes along for our industry to show off what we can do. One such opportunity is coming along in April. Advisers should be embracing it if customers...

 What is the right level of risk for a workplace default? This depends on a lot of factors including attitude to risk, time horizon, and objectives. Pension investors who are still in...

How can master trusts help grow the group market? We know there are hundreds of thousands of small and medium-sized companies (SMEs) that may be interested in protecting their workforce with a...

Be careful what you wish for when it comes to engagement of investors. Solving the riddle of engaging employees with their retirement savings has, of course, been a topic for schemes for...

It is an age-old question for investors: will I have to sacrifice returns if I want my investments to align with my ethics? The answer used to be unclear. Things, however, are...

I have recently returned from two fact finding trips, to Australia and the US, meeting plan providers, fund managers, employers, other consultants, plan members and Nobel prize-winning economists. During each trip it...

The glamour, the glory, the grandeur of the Oscars, the Baftas, the Brits. Industry awards are often compared to them, and with good reason. Comparisons can be drawn not just to the...

Absence due to sickness or injury is a massive drain on UK businesses. Over 130 million days are lost a year according to official figures. Some of that is down to short-term...

It is widely recognised that one of the biggest challenges in long-term savings is getting customers really engaged with their savings. The FCA green-lighted many highly innovative approaches in their feedback Statement...

Almost lost in the Brexit-related noise of this year was a government consultation with the potential to subtly shift the responsibility employers have for the health of their workforce. In July, the...