The logic for wider use of technology by financial advice firms to reduce cost, improve service and increase profitability feels obvious. That said, until recently there has been a shortage of direct...
New rules came into effect on 1 April 2017 to increase transparency and engagement in the general insurance market which were set out in FCA Policy Statement PS16/21. There are two main...
Whilst assessing good value for members of DC pension schemes is not a new subject for trustees and the pension industry, the rise of several contrasting transparency initiatives has begun to muddy...
The FCA’s multi firm review of automated investment services may be a first shot across the bows of the robo advice community, but for corporate advisers it provides valuable clarity on regulatory...
There is a quiet revolution going on in how we plan for retirement as, in general, we are living longer, healthier lives. I am determined to make sure that the pension system is...
So, we are all getting used to working in a post GDPR world. Legislation that, at outset was predicted to be “light touch”; and we were assured, not aimed at our already...
The concept of retirement has been taking a new shape in the UK. An employee’s planned retirement age is a target they can set for themselves, rather than a date determined by...
Any exposure to gold may seem alien to an advised portfolio. The metal pays no income and distributes no earnings. Gold does so little, in fact, that it doesn’t even rust. Yet...
Enterprise and innovation are often the foundations of the social changes which have transformed society. It is vital that government takes this into account when considering how to shape and implement policy. And...
Last month I looked at why switching workplace pension providers can bring real benefits by saving employers time and reducing fees to members. This month I explore what should be a third...
