Opinion

You may not know it but your personal health could about to be up for sale. CoverUS, a start-up based in the USA announced significant investment and has entered the market with...

The majority of organisations today are still operating benefit and reward structures that simply do not fit with the modern workplace. There is a greater focus on pension schemes at the expense...

At a high level the IDD seeks to achieve three primary objectives - undistorted competition, consumer protection and market integration, for both retail and commercial customers. The European Commission deferred the original...

We live in a world of data and the amount we create and consume is expanding exponentially. Data can be scary, and its misuse attracts the bulk of the headlines. But it can...

Interest in factor strategies has been growing ever since the global financial crisis, when investors saw that many traditional asset classes behaved in the same way in stressed market conditions. Since then, fund...

Why are financial wellbeing provider Neyber and investment platform Smarterly going into partnership? We are both fintech businesses on a mission to transform the UK workforce from a nation of borrowers into...

There is a clear trend in our sector of general insurance (GI) brokers acquiring employee benefits (EB) intermediaries. This began in earnest in the UK with Aon Risk Solutions acquiring Lorica in...

Public sector employers do not offer private medical insurance – for obvious reasons. But that does not mean public sector employees do not want to buy it. If advisers can use a...

When the excellent Swiss Re UK Group Watch report is published each year we generally hear positive and optimistic words from insurers, reinsurers, distributors and Grid. But industry claims that there is...

In some ways, the defined contribution space has hardly changed in the last two decades. Most of the conversations we have today are the same ones heard 20 years ago - how...