Defaults

Workplace pension investors who opted out of their default fund have achieved higher returns over the last five years and can be expected to do so over the longer term says Hargreaves...

One in eight employers missed their auto-enrolment staging date in the second quarter of 2016, putting themselves at risk of a fine, according to figures from Aviva. The provider says 12 per...

Defaults with unhedged equity exposure have outshone dynamic asset allocation peers since Brexit. But David Rowley sees little consensus on where defaults go from here A media headline that says ‘Your pension...

A perfect storm for annuities of falling interest rates and soaring demand for gilts could lead to drawdown becoming default retirement option, experts are warning. A combination of market reaction to the...

  The Fit for Work service can work as a standalone occupational health assessment service for firms currently without provision or help existing employer services by freeing them up to focus on...

Scottish Widows is bulk switching its workplace pension customers into a pension freedoms-friendly default fund, away from lifestyle defaults targeting annuity purchase. The provider will soon write to advisers of schemes with...

Default funds hold the assets of millions of Britons, many of whom have never even signed a pension contract. But where, asks Michelle McGagh, are the stats that show how well these...

Default funds need careful consideration says Jenny Holt, Standard Life head of investment solutions. In association with Standard Life Q. How have April 2015’s pension reforms driven changes to default investment strategy?...

A report from Old Mutual Asset Management has found that based on country exposure by listing, default funds have an average stated allocation of 41 per cent towards UK companies, but based...

One of the criticisms often levelled at the DC pensions industry is that it has been too opaque.  But thankfully, there are improvements.  Transparency initiatives on fees, reporting and oversight, driven by...