Only one in four people are saving for retirement, but more would if pensions offered guaranteed returns, according to research from Defaqto.The research shows only 40 per cent are actually saving for...
The Treasury Select Committee’s consultation into the Retail Distribution Review could lead to significant changes into the way it is implemented in the group arena say advisers.Michael Whitfield, chief executive of Thomsons...
Legal & General has unveiled two new initiatives to facilitate auto-enrolment into trust-based schemes in a way that is compliant with the requirements published by the government on 27 October last year.Its...
Whenever I think about the concept of pooled risk, I get a hard lump in my chest. It speaks of everything that is good and honourable about mankind. A willingness to club...
It’s not very surprising, but is always disappointing when you hear it. Employees don’t understand or value pensions. There, we’ve said it. Not too hard was it? The extent of the lack...
Last year’s launch of the iPhone 4 showed just how much excitement a new product can create. The fact it was a reincarnation of previous models did not seem to deter consumers’...
Cancer care is under the spotlight again with the government announcing a cancer drugs fund of £200m a year, but advisers remain sceptical about whether this is enough for it to be...
The Coalition’s £50,000 annual contribution cap on pensions will not hit those retiring on grounds of severe ill-health, but tax charges couldstill arise if a scheme’s definition of disability is lower than...
Cridland: It is inevitable that people will want to work for longer The CBI has called on the government to tackle the unintended consequences of the removal of the Default Retirement Age...
As every link in the chain of the economy becomes increasingly strained, weaknesses become apparent, and losers start looking for someone to blame. Where do they look? In the small print. And...
