But the White Paper published last month does leave low and medium earners who have stayed contracted in disproportionately worse off than virtually all other groups, particularly those who have contracted out.This...
The changing nature of retirement, with the introduction of auto-enrolment, means that we need to start thinking differently about our savings. Engaging with younger people on the issues the industry believes are...
David Williams, Friends Life The impact of auto-enrolment on employers has been a topic of unrelenting debate since its launch in October last year. Initial staging data suggests that opt out rates...
Ian McKenna Few in the industry will be surprised by advisers’ robust rejection of the recent suggestion by Nest that firms might carry out auto enrolment work for free, as a potential...
Morten Nilsson, Now: Pensions The face of the pensions industry has changed dramatically over the past year, with auto-enrolment changing the dynamics of the pensions market for good. Yet one area that...
Jenny D’Souza, Cigna UK HealthCare Benefits A recent study conducted by Cigna UK HealthCare Benefits and EMedia found that the majority of employers only extend private medical benefits to senior members of...
John Ritchie, Ellipse The potential impact of pension auto-enrolment on group risk loomed large in several sessions at last month’s Corporate Adviser Group Risk Forum, yet group risk professionals were in no...
Dr Syeed Khan, chief medical officer, EEF and government adviser on workplace health Despite managing to combine being chief medical adviser at manufacturers’ organisation EEF with clinical work and sitting on numerous...
With the UK economy teetering on the edge of a triple dip recession, businesses are looking further afield for growth opportunities. And, as companies are generally taking on more overseas business, brokers...
Can LDI help protect DC schemes from shocks? The point of a pension scheme is to provide members with a stream of income for life, but somewhere along the way - namely...
