Pensions

The United States is still the world’s biggest economy, yet it is shunned by British retail investors who prefer to keep their money at home. But the US economic recovery is key...

Five providers - Aegon, Friends Life, Legal & General, Prudential and Scottish Life - have come together with Sesame Bankhall and Deloitte to establish some approaches towards consultancy charging in a report...

Most pension experts agree that default funds are far from ideal. And with the level of assets set to soar as the trend to DC is boosted by auto-enrolment, competition for control...

Today, 3.6 million people are building benefits in workplace defined contribution pensions, both trust and contract-based. The transition from DB to DC pension schemes has brought with it the realisation that employees...

In 1984 it was close to the budget and a particular Tory minister blabbed to the board of the provider of which he was a non-exec director that life assurance premium relief...

Over the last few months I have found myself spending more and more time working with organisations who are building solutions to embrace autoenrolment with a clear objective of really making it...

When I wrote in this column several months ago I painted a picture of the difficulties facing the PMI sector, with increasing premiums, insurers not making sufficient returns and a trend towards...

The make-up of the UK working population is changing. Over the last 20 years, the proportion of workers who are aged 35 and under has decreased from 43 per cent to 35...

THE QUESTION: Does the EU’s guidance on the Test-Achats decision confirm absolutely that occupational schemes are exempt from the gender underwritingban?THE ANSWERS:The EU says the exemption does apply to occupational schemes. And...

As the RDR takes effect and adviser numbers decrease - either because they are unable to compete for high net worth individuals or unwilling to re-train - it will make sense for...