The Treasury and Financial Conduct Authority have laid out proposals to deliver a simplified advice regime, with more targeted support for consumers looking to make financial decisions around retirement, as part of...
Around 41 per cent of independent financial advisers (IFAs) haven't yet incorporated AI tools into their services, but are open to doing so within the next year, according to research from Opinium....
The promise of choice always sounds great. When the Chancellor announced plans to consider broadening workplace pension choice in his Autumn Statement, many immediate responses were predictably positive. In pensions, choice might...
Including private assets in DC defaults is likely to boost long-term investment returns and improve member outcomes through illiquidity and diversification premia. Private assets also offer new sustainable investment opportunities through unlisted...
One in five or 18 per cent of UK employees and 32 per cent of those aged 55+ have deferred their retirement date since the pandemic. According to Close Brothers' Workplace Financial...
Only one-third of the Gen X cohort, currently aged 43-58, anticipate retiring by the state pension age. According to research by Just Group, a significant number of people born between 1965 and...
Around 23 per cent of young adults have never heard of pension auto-enrolment despite proposals to extend the scheme to 18-year-olds, according to Standard Life. According to Standard Life's 2023 Retirement Voice...
Whilst chatting with a number of DC stakeholders about illiquids, and around the impetus created by the Mansion House Compact and the emphasis on VC/PE asset classes into their portfolios, it struck...
There is clear political and regulatory momentum to encourage DC schemes to broaden their investment remit and commit more money into private markets. A recent roundtable, held by Natixis Investment Management in...
Sponsors and trustees have differing opinions about how the Autumn Statement plans will affect their schemes and members. Surveys conducted by XPS Pensions Group reveal that just 24 per cent of respondents...
