Pensions

A manifesto for group risk

Next on the wish list would be a commitment to incentivise employers and individuals to close the protection gap which, at the end of 2008, remained at £2.3 trillion for life assurance...

Pressure all round

We have entered a new year and a new decade and many protection advisers will be hoping it will be one at least as good for business as the first seven years...

This nest looks bound to fall

Under the latest proposals the government have decided to exclude small employers until after 2017. In other words Nest will focus on deconstructing schemes that already work rather than helping those who...

All about Steve

Employers and their staff are not the only people prioritising jobs over pensions. The realities of balancing a fully costed manifesto have just seen the Liberal Democrats shelve their commitment to an...

Sharing the burden

For the last four years the government has been attempting to untangle the private pension web with promises of a fairer system and simpler legislative framework.Faced with the inexorable decline of defined...

Pick me a winner

It is a well-worn fact that the vast majority of workers do not select the fund they want to underpin their pension pot. At the last count, back in 2008, the NAPF...

Eye tooth benefits

Whether cover is arranged through a standalone dental scheme or a healthcare cash plan, the size of premiums and of commission on dental and optical schemes is low. But while the financial...

Slow change coming

Guy Roberts Director, Portus Consulting Group risk intermediaries regularly complain about the amount of admin they have to clear up for their insurer partners. Moves by some providers to do parts of...

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