Pensions

Automatic exchange

In its latest guidance, the Pensions Regulator (TPR) has offered some insight on how salary exchange, or in old money, salary sacrifice, fits in with automatic enrolment. So what does the guidance...

Unhealthy lifestyle

This year is a crucial one for defined contribution pension provision in the UK. The growing army of DC pension savers is about to be increased by millions more as employees begin...

The Big Question

Roger Sanders OBE, managing director, Lighthouse GEBNo. Although I support any proposal that increases education and awareness in the pensions arena, I am troubled by the possibility of IBM having a vested...

Themes for schemes

Fund managers often talk about adopting a ’bottom-up’ or a ’top down’ strategy that might focus on growth or value plays. Yet a couple of decades ago another strategy started to emerge:...

Level best?

For years, level commission has been regarded as an important but difficult step for the group medical insurance market. But, while some have been bold, with the new chairman of the Association...

Call for resilience

Last November’s announcement that new Lloyds Banking Group chief executive Antonio Horta-Osorio was being signed off work to recover from extreme fatigue left businesses in no doubt of the potential costs of...

Easier to do nothing

If this document actually has led to the delay in pension savings of around 5 million individuals, and the delay in increases in contributions of many more, then the ministers responsible should...

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