Pensions

The law of unintended consequences all too often plagues regulatory change. I am sure the Office of Fair Trading never expected their insistence on the abolition of the maximum commission agreement to...

Our latest research findings show that already one in four businesses expect staff to delay retirement, with the proportion of pension-age workers set to double to 1.8 million people by 2019. Indeed,...

Delays in implementation, rising costs, means-testing, levelling down. With so many of the contentious issues of the Government’s pensions reforms rising to the surface again, what does Angela Eagle, minister for pensions...

Defined benefit pension schemes have been on the endangered list for some time but their demise has been accelerated in recent years as companies battle with a hostile economic environment.For most private...

The stock market recovery has taken many by surprise and few would have predicted the strong surge in share prices since their March lows.Twelve months ago investors were piling into fixed interest...

On 28 October government ministers called for businesses and individuals to submit evidence on the default retirement age to feed into next year’s review.The advice they are seeking includes:The operation of the...

For an employer, back pain can be seriously bad for business. The problem affects eight out of 10 people at some time during their lives and accounts for almost 19 million lost...

It will be a challenge for all of us to offer these services in a manner that is cost effective for everyone involved. We are in a market that is becoming ever...

Accepted wisdom is that default funds that deliver according to expectations are the way forward. But is there such a thing as the perfect default fund or should we conclude that it...

There’s no denying that life has been tough in the pensions world over the past twelve months or so. It’s been a white-knuckle ride for actuaries advising final salary schemes, while new...