Pensions

New group business from Unum

The new site includes an information resource and templates to save advisers time when writing reports, group risk research and statistics, legislation that impacts on group risk and advisers' clients, weekly updates...

Wrap to the future

The theory runs that such a tool or package would offer a compelling proposition for employees while allowing corporate advisers to offer their services more cost effectively.This type of a platform, says...

Ethical dilemma

To further strengthen its case, the Co-operative cites the Investment Management Association's quarterly statistics which show that retail inflows into ethical funds have been greater than outflows for every month since February...

If the price is right

"We're seeing between 30 and 40 per cent of SME schemes moving this year, up from around 20 per cent in a normal year," says Mike Izzard, managing director of Premier Choice...

Limited liability

Such arrangements currently account for less than 7 per cent of all income protection schemes, according to Swiss Re (see box below). But a combination of unprecedented pressure on employers' expenditure and...

Starting grid

The phrase 'risk aversion' could have been invented to describe the antipathy most people show towards anything to do with group life, income protection and critical illness cover. Turning that situation on...

Risk and responsibility

As the number of blue chip companies moving to DC arrangements, and ultimately to contract-based ones grows, so the focus on default governance will grow. The shift will have significant implications for...

Up close and personal

The cost of auto-enrolment is undoubtedly an ever-growing dot on finance directors' radars at a time when the Budget proposals have dented confidence in pensions. Throw in the poor recent performance of...

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