Pensions

Compulsory or voluntary?

Firstly the rot that has set in to the Basic State Pension since the early 1980s will be stopped from 2012. Secondly, the State Second Pension (S2P) will eventually become a flat-rate...

A friend indeed

Days into his new job as group chief executive of Friends Provident, Trevor Matthews has the relaxed demeanour you would expect of a man who has been on gardening leave since resigning...

Contract or trust?

Contract-based arrangements have grown to become the defined contribution plan of choice for the majority of employers in recent years with greater regulatory burdens and perceived expense putting many off taking the...

Crunch time for age discrimination

Approaching its second birthday, the Employment Equality (Age) Regulations 2006, which prevent employees from having their benefits restricted just because of their age, are giving rise to an income protection saga that...

Topping up dilemma

Topping up NHS care by paying for drugs or treatment that it can't provide is a controversial issue. On one side the government argues that allowing this would create a two-tier healthcare...

From little acorns…

Most parents would like to be able to help their children fund a gap year, university fees and a deposit for houses, yet plucking several thousand pounds out of the air is...

Advice on Target

It's probably fairly safe to assume that Oscar Wilde was not thinking of the relationship between HR and employee benefit advisers when he uttered the immortal lines, "the salesman knows nothing of...

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