Pensions

A gradual increase in the amount of limited term income protection appears inevitable as it more accurately reflects the employer’s perception of their responsibility towards their employees, said delegates at the Welfare...

While there’s resistance to the plans, especially from the medical profession, the government points to the potential savings, and therefore the sustainability of the NHS, as its motivation. Although the reform programme...

Talk to multi managers and you get the impression that they are making a huge impact on the defined contribution market.Certainly taken at face value the multi-manager approach should be a suitable...

Departing employees such as Wernham Hogg’s David Brent could face higher pension AMCs Active member discounts (AMDs) starkly divide opinion in the pensions industry.For some they represent a reasonable charging structure, rewarding...

Maintaining a position as the biggest group pension provider in the UK without paying initial commission means Standard Life chief executive David Nish must be doing something right.Fifteen months after taking over...

April 6, 2011 marks a major sea change for the UK pensions landscape, with the annual allowance for pension contributions falling from £255,000 to £50,000.When the pension tax system was “simplified” on...

Few areas of the industry are currently seeing such intense levels of new development as workplace marketing. April sees the live roll out of the first implementations of Standard Life’s long awaited...

Are competitive times convincing some of our industry’s less compliant advisers to cut corners? There is a real difference between good marketing, a good salesperson and winning business unfairly. We all have...

In January an email/press release popped into my inbox stating “Jubilation for group risk sector as exemption granted on default retirement age”. I was neither jubilant nor stirred - it was after...