Pensions

Attitudes to work have undergone a fundamental shift in recent decades. As employees have moved away from the notion of a job for life towards more transient careers, so employers have begun...

Private healthcare could be set for a shake-up following a review of the UK’s privately funded healthcare services by the Office of Fair Trading (OFT). The review, which highlighted a number of...

Evidence of hardening in group risk rates now extends well beyond the anecdotal. Intermediaries report big increases from some providers, and in some cases providers are not even prepared to offer terms...

The United States is still the world’s biggest economy, yet it is shunned by British retail investors who prefer to keep their money at home. But the US economic recovery is key...

Five providers - Aegon, Friends Life, Legal & General, Prudential and Scottish Life - have come together with Sesame Bankhall and Deloitte to establish some approaches towards consultancy charging in a report...

Most pension experts agree that default funds are far from ideal. And with the level of assets set to soar as the trend to DC is boosted by auto-enrolment, competition for control...

Today, 3.6 million people are building benefits in workplace defined contribution pensions, both trust and contract-based. The transition from DB to DC pension schemes has brought with it the realisation that employees...

In 1984 it was close to the budget and a particular Tory minister blabbed to the board of the provider of which he was a non-exec director that life assurance premium relief...

Over the last few months I have found myself spending more and more time working with organisations who are building solutions to embrace autoenrolment with a clear objective of really making it...

When I wrote in this column several months ago I painted a picture of the difficulties facing the PMI sector, with increasing premiums, insurers not making sufficient returns and a trend towards...