Pensions

Risk and responsibility

As the number of blue chip companies moving to DC arrangements, and ultimately to contract-based ones grows, so the focus on default governance will grow. The shift will have significant implications for...

Up close and personal

The cost of auto-enrolment is undoubtedly an ever-growing dot on finance directors' radars at a time when the Budget proposals have dented confidence in pensions. Throw in the poor recent performance of...

A helping hand is needed

Those in defined benefit schemes are spared organising their own retirement income. But the dramatic switch in recent years towards defined contribution arrangements, where the onus is on the employee to make...

Rise of the machines

Conventional wisdom in the financial services industry suggests consumers like face to face advice. Without doubt the majority of the baby boomer generation prefer a human interface, but the younger your target...

Back to basics

The fact is that the Government has spent a lot of money it hasn't got to get us through the worst of the devastation. Now it is trying to figure out how...

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