The promise of choice always sounds great. When the Chancellor announced plans to consider broadening workplace pension choice in his Autumn Statement, many immediate responses were predictably positive. In pensions, choice might...
Including private assets in DC defaults is likely to boost long-term investment returns and improve member outcomes through illiquidity and diversification premia. Private assets also offer new sustainable investment opportunities through unlisted...
One in five or 18 per cent of UK employees and 32 per cent of those aged 55+ have deferred their retirement date since the pandemic. According to Close Brothers' Workplace Financial...
Only one-third of the Gen X cohort, currently aged 43-58, anticipate retiring by the state pension age. According to research by Just Group, a significant number of people born between 1965 and...
Around 23 per cent of young adults have never heard of pension auto-enrolment despite proposals to extend the scheme to 18-year-olds, according to Standard Life. According to Standard Life's 2023 Retirement Voice...
Whilst chatting with a number of DC stakeholders about illiquids, and around the impetus created by the Mansion House Compact and the emphasis on VC/PE asset classes into their portfolios, it struck...
There is clear political and regulatory momentum to encourage DC schemes to broaden their investment remit and commit more money into private markets. A recent roundtable, held by Natixis Investment Management in...
Sponsors and trustees have differing opinions about how the Autumn Statement plans will affect their schemes and members. Surveys conducted by XPS Pensions Group reveal that just 24 per cent of respondents...
A quarter of over 50-year-olds incorrectly believe that annuities offer the best rates for individuals without underlying health conditions, with only 18 per cent recognising this as false, potentially leading to missed retirement...
There were a record number of private medical admissions in the first half of 2023 as the NHS waiting list rose and people struggled to access primary care services. Figures from the...
