For better or worse, or to save IHT!
Karen Playfair, Senior Marketing Consultant I recently got married, and my husband and I realised that as a result we should review our wills – not one of our most romantic moments,...
UK
Lifetime allowance
Jim Grant, Senior Product Insight & Technical Support Analyst Benefit crystallisation events and the lifetime allowance charge - all you need to know. The lifetime allowance (LTA) is the maximum amount that...
Attitudes toward income protection
Ross Jackson – Senior Protection Marketing Manager, Royal London Royal London commissioned Opinium to run our State of the Protection Nation research to find out how people felt about their own protection needs...
A nudge in the right direction
Ross Jackson, Senior Protection Marketing Manager, Royal London In July, we piloted sending protection plan statements to a small group of our customers. Whilst this in itself is not exactly ground-breaking stuff, as...
Defined benefit schemes: Part 2
Justin Corliss, business development manager In defined benefit (DB) schemes part 1, we looked at recent guidance aimed at DB scheme trustees and sponsors. In part 2 we will look at guidance...
How family income benefit can provide an affordable protection solution
Ross Jackson, senior protection marketing manager We’re all familiar with one of the key barriers to people taking out protection – affordability. In our recent State of the Protection Nation research*, this was...
What are the key changes to transform pensions?
By Fiona Tait, pensions specialist In her final article for Royal London, Fiona Tait reviews key changes she believes have transformed, or will transform, pensions. In my 12 years with Royal London I...
What triggers the MPAA?
Jim Grant - Senior Product Insight & Technical Support Analyst There’s sometimes confusion around what triggers the money purchase annual allowance. Find out what does and what doesn’t trigger the MPAA. The...
The curse of long-term cash
Trevor Greetham, Head of Multi Asset at Royal London Asset Management, reveals why clients should be seriously concerned when short-term holdings of cash turn into a long-term investment. There is nothing wrong with...
Employer fined for failing to pay AE fines
Jamie Clark gives the lowdown on what happens when an employer fails to pay auto-enrolment fines. An employer has been served County Court Judgement (CCJ) for failing to pay auto-enrolment fines, according...
