Protection providers often extol the benefits of placing plans in trust. The advantages for clients are widely recognised and numerous – inheritance tax mitigation, avoiding probate delay, controlling claim proceeds, and so...
Sarah Scott - Marketing Consultant, Royal London This month sees the return of Renton, Sickboy, Begbie and Spud in the sequel to the film Trainspotting. Just over 20 years later, we return...
An investment bond offers investors certain tax advantages, one of which is the ability to take partial surrenders from the investment. This facility allows the policyholder to withdraw amounts up to 5%...
According to recent statistics from Cancer Research UK, one in two people* born after 1960 in the UK will be diagnosed with cancer in their lifetime. The good news is that more...
By Jamie Clark, Business Development Manager The pensions revolution is almost upon us. As with any revolution, there will be winners and losers. The winners in this case could presumably be the...
By Jamie Clark, Business Development Manager With only a few weeks to go before the new pension freedoms allow people to access their pension funds as and when they like, there are...
The Financial Conduct Authority (FCA) has started to change the way that people will be told about their pension options. In a recent market study paper, they lay out their final proposals...
Sixty-three per cent* of people recently surveyed for Royal London by YouGov (2,093 UK adults) said they would like a second medical opinion if it was offered after an initial diagnosis. The...
Investment Risks This Fund may have a high volatility rating and forecasts/past performance are not a guide to future performance. The value of an investment and any income from it can fall...
How can you convince people to keep coming back to you for advice? Making sure they realise the extra value you can offer is key, so it makes sense to look closely...
