Andrew has nearly 30 years’ DC pensions and investment consulting experience, spanning insurance, pensions funding vehicles and asset management, both in the UK and internationally. He has advised leading banks, insurance companies and asset managers on DC product design and market entry strategies in the UK and overseas, the Financial Services Authority on their “League Tables”, as well as public and private sector employers on the design and governance of their domestic and multi-national DC retirement programs. Andrew read Law at Sheffield University and then at Guildford College of Law. In 1986, he joined Bacon & Woodrow (now Aon Hewitt) where he became an Equity Partner in 1997. He has held positions within the Insurance, Investment and Retirement practices of the Firm, latterly as Partner in the International Retirement & Investment Practice where he was responsible for Global DC and Investment Solutions. In February of 2000 the Council of the Institute of Actuaries elected Andrew as Affiliate Member of the Institute. Since May 2011 Andrew has given some of his time to Mencap, the voice of learning disability, as Chairman of the Mencap Pension Plan Trustees.